What is Redlining?: Redlining is the historical discriminatory practice of denying services (typically financial) to residents of certain areas based on their race or ethnicity, instead of on their creditworthiness. Color-coded maps developed by the now defunct Home Owner’s Loan Corporation outlined BIPOC neighborhoods in red, indicating they were risky investments & prohibiting loans and financing, regardless of income or qualifications. This practice put many BIPOC communities at a severe disadvantage to becoming homeowners and accumulating generational wealth to contribute to their future family’s comfort and success.
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